Complete library of health insurance guides, strategies, and warnings for self-employed Americans
Everything you need to know about health insurance as a self-employed person
How the ACA subsidy cliff works and why one extra dollar of income could destroy your finances.
Read More →The above-the-line deduction that could save you thousands. Most people mess it up.
Read More →The high-deductible nightmare nobody warns you about. Real bills, real alternatives.
Read More →What international students need to know about US health insurance traps.
Read More →How delivery drivers and gig workers can actually get affordable coverage.
Read More →Last-minute strategies when you're about to hit the subsidy cliff.
Read More →How your spouse's part-time job can destroy your health insurance.
Read More →How to use retirement contributions to lower health insurance costs.
Read More →Exact income thresholds where health insurance subsidies disappear.
Read More →How a simple injury becomes a financial disaster with high-deductible plans.
Read More →How to manage estimated taxes without losing subsidies.
Read More →How age-based pricing destroys older self-employed workers.
Read More →How chronic conditions bankrupt self-employed Americans.
Read More →Why coinsurance after deductible is the hidden killer.
Read More →Why your "maximum" doesn't actually protect you.
Read More →How insurance companies turn free checkups into $500 bills.
Read More →Why missing January enrollment creates year-long disasters.
Read More →How subsidy reconciliation destroys tax refunds.
Read More →How 20 hours/week can cost you $12,000 in subsidies.
Read More →No Medicaid expansion plus highest premiums equals disaster.
Read More →How deductibles resetting destroys continuity of care.
Read More →How to negotiate medical bills when insurance fails.
Read More →Why paying out-of-pocket can be cheaper than using coverage.
Read More →Same surgery, wildly different prices based on timing and location.
Read More →Why 1 in 4 ER visits ends in surprise bills, even at in-network hospitals.
Read More →How a $200 procedure becomes a $7,900 bill.
Read More →The life-saving ride that can bankrupt you.
Read More →How one medical bill can destroy your business overnight.
Read More →Why medical debt destroys self-employed people 10x faster.
Read More →How $2 in medical debt can destroy your business credit.
Read More →How converting to S-Corp status can save $7,200/year on health insurance.
Read More →The $11,000 December decision that changes everything.
Read More →How your 401(k) can reduce health insurance premiums.
Read More →Why this exact income maximizes your ACA subsidies.
Read More →Where to live for maximum subsidies and lowest premiums.
Read More →How expansion states offer free healthcare for entrepreneurs.
Read More →Secret state programs offering healthcare alternatives.
Read More →How relocating can save $8,000+ annually on healthcare.
Read More →Why tax-free states are healthcare nightmares for self-employed.
Read More →What happens when insurance requires $10K before coverage starts.
Read More →How insurance companies profit from unreachable deductibles.
Read More →Why hitting your deductible is just the beginning.
Read More →Why Health Savings Accounts can't save you from bankruptcy.
Read More →How insurance companies reset your progress every New Year.
Read More →How one ER visit destroys families with "good" insurance.
Read More →$1,200 for $3 worth of medicine - how Big Pharma bankrupts patients.
Read More →Why "thousands of doctors" means nothing when you need care.
Read More →Why $18,200 still isn't enough protection from medical bills.
Read More →How insurance companies literally kill patients through delays.
Read More →The medical bankruptcy epidemic killing the American Dream.
Read More →Save $12,000+ on self-employed taxes with proper deduction strategies.
Read More →The $500,000 retirement hack using Health Savings Accounts.
Read More →